The Financial Network
Connecting the World
TransferLink enables financial institutions to send and receive cross-border payments instantly. Join the network where partners share ownership and benefits.
Built for Financial Institutions
Everything you need to offer seamless cross-border payments to your customers
Global Network
Connect with financial institutions across 30+ countries. Send and receive payments anywhere in the network.
Mid-Market FX Rates
Exchange funds at transparent mid-market rates. Institutions settle in their preferred hard currency with minimal risk.
Partner Ownership
Partners own the network and share in its success. 0.6875% commission per transaction for each participating institution.
Bank-Grade Security
End-to-end encryption, multi-factor authentication, and compliance with international financial regulations.
Instant Settlement
Real-time transaction processing with instant credit to beneficiary wallets. No waiting days for funds to clear.
Distributed KYC
Each institution KYCs their own users, ensuring network-wide security while maintaining local compliance.
Back Office Tools
Comprehensive settlement reports, transaction monitoring, and analytics dashboard for efficient operations.
Flexible Limits
Adjustable transaction limits, daily and monthly caps. Configure compliance rules to match your requirements.
Simple Fee Structure
Transparent 2.75% fee per transaction. No hidden costs, no surprises. Partners earn their share automatically.
How TransferLink Works
A simple, transparent process that connects financial institutions globally
Partner Integration
Financial institutions integrate with TransferLink API to join the network as sending, receiving, or both types of partners.
User Initiates Transfer
End-users use their institution's app (like WingIt Payments) to send money to recipients at any partner institution.
TransferLink Routes
TransferLink API securely routes the transaction, handles FX at mid-market rates, and communicates with the receiving institution.
Instant Credit
The receiving institution credits the beneficiary's wallet instantly. Settlement happens in hard currency.
Shared Benefits
Both sending and receiving institutions earn 0.6875% commission per transaction. Partners own the network.
Transparent Fee Structure
See exactly how a €100 EUR transaction flows through the network
Sender Pays
Institution Sends
Partners receive hard currency settlement. FX conversion happens at transparent mid-market rates.
WingIt Payments
Experience TransferLink through WingIt Payments - our flagship B2C partner app. WingIt demonstrates the power of the network, acting as both a sending and receiving institution with a beautiful, user-friendly interface.